Welcome

California Trust Deeds is offering Trust Deed Investments to private individuals, corporations, pension plans, IRA's. Basicly, when you invest money in a Trust Deed you are becoming a Bank; a lender. If you have a savings account or have money in CD's, guess where that money is going? Your bank gives you a measly 2 to 4% interest and then turns around and lends your money pooled with money from others like yourself to let's say your neighbor secured by a 1st or a 2nd mortgage on his or her home at lets say 8%. The differance of 4% gives the Bank a hefty profit after covering the Bank's operating cost. By investing money in a Trust Deed through California Trust Deeds, you are eliminating the Bank and lending money direct to the borrower thereby increasing the return on your investment substantially. California Trust Deeds keeps Loan to Value ratio to 65%.

Title Insurance
Each Deed of Trust is title insured by a Title Company. The title company insures that the Deed of Trust is recorded into the represented (1st or 2nd) lien position. Title Company insures that the Title holder/Owner has a valid Title to the property and insures you for any title defects. A copy of the preliminary title report can be provided for your records.

Escrows
California Trust Deeds does not handle their own escrows. Every escrow is handled by an independent Title Company. The Title company also handles the recording of the assignment of the Deed of Trust under your name.

Payments
California Trust Deeds services the loan on behalf of the investors, collects the borrower's loan payment and distributes them to all the investors in the loan. Your check can be mailed or deposited directly to your bank account as paid by the borrower.

Appraisal
Each Deed of Trust is secured by real estate. California Trust Deeds obtains professional and independent appraisal on the subject property. A copy of the appraisal is included for your review in the trust deed information package.